*Annual Percentage Yield. APY is variable and is effective as of 10/16/09 and may change at any time. There is no minimum deposit required to open the account. For the first 60 days from the date the account is opened, regardless of the account balance, the account will earn our highest APY, which is variable and is currently 1.51%. After the first 60 days, the APY for the account will have two tiers: (a) a higher APY for accounts with balances of $10,000 or more (variable and currently 1.51% APY); and (b) a lower APY for accounts with balances of less than $10,000 (variable and currently 0.15% APY).
Click to view the WTDirect Savings Account Agreement and Disclosures.

**FDIC-insured up to $250,000 per depositor with Wilmington Trust FSB through 12/31/13. For more information, visit http://www.fdic.gov/deposit/deposits/index.html.